Welcome to Luray Insurance Agency

Luray Insurance Agency was started in 1992 by Steve Luray, a Certified Public Accountant. It has grown to include three associate agents who are here to serve all of your insurance needs including, auto, home, life and commercial insurance.

You should expect honesty, integrity and professionalism from all of the members of our staff. You will be treated with respect, as we realize every client has different insurance needs.

We are located in Baltimore, Maryland and provide personal and business insurance to the Baltimore area including Pikesville, Owings Mills, Reisterstown, Baltimore City, Randallstown, Catonsville, and Towson.

Over the years, we have become recognized for our ability to find insurance for “hard to place” insurance risks. On the auto insurance side, we regularly  help customers with no prior insurance, tickets, accidents, youthful drivers, etc. For home insurance, we routinely find coverage for clients who have been turned down elsewhere. For commercial insurance, we write errors and omissions insurance, contractors, workers compensation, surety and fidelity bonds, as well as business auto, umbrellas and package policies also known as BOP’s.

The specialty of our agency is insuring investment property. From row homes in Baltimore City to commercial buildings and large apartment and condominium complexes, we insure them all. We have several markets for vacant and rehab property with 3 month, 6 month and 12 month policy terms available. Depending on the situation, theft coverage, lead paint coverage, loss of rents or blanket insurance may be available.